Mortgage News
Mortgage Tips & Homebuyer Guides for Minnesota Families
How Much Home Can You Afford in 2025? A Simple Guide for Minnesota Buyers
Buying a home is exciting. It’s also a big step. One of the first questions people ask is: “How much home can I afford?” The answer depends on your income, your assets and your debts, and the type of loan you get.
Prequalification or Preapproval: What Minnesota Homebuyers Need to Know for Minnesota Buyers
When you start thinking about buying a home, you’ll hear two words a lot: prequalification and preapproval. They sound alike but they are very different. Understanding the difference will help you get ready to buy a home in Minnesota and make sure sellers take you seriously.
How Much Down Payment Do You Need to Buy a Home in Minnesota?
One of the biggest questions buyers ask is: “How much money do I need for a down payment?”
The Homebuying Concierge
Local pros. Proven results. Real people who care.
Vetted and Trusted
We partner with experienced, community-rooted agents across Minnesota, so you don’t have to hunt for “the right one.”
First-time buyers, move-up homes, lake properties, and more
Clear communication from search to close
Seamless hand-off with your Equity Source Mortgage loan team.
Be Offer-Ready in Minutes
A quick pre-approval from Equity Source Mortgage shows sellers you’re serious, and helps your partner negotiate with confidence.
Personalized options (Conventional, FHA, VA, USDA, renovation)
Straight talk on payment, terms, and timeline
Why Choose Equity Source Mortgage
People first: advice you can trust
20+ years helping Minnesota families
More loan options, less stress
Clear steps, on-time closings
At Equity Source Mortgage, we’re more than loan officers, we’re your lifelong partners in homeownership.
Whether it’s your first home, your next home, or simply making your current one the right fit through refinancing, we’re here to guide you with clarity, care, and confidence.
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