Equity Source Mortgage Inc. is an Equal Housing Lender. Equity Source Mortgage, Inc. is committed to fair and responsible lending in offering competitive home financing opportunities to consumers. It is Equity Source Mortgage's policy to treat all consumers fairly and in compliance with all applicable lending laws. Equity Source Mortgage, Inc. does not discriminate against any applicant or customer on the basis of race, color, sex, sexual orientation, gender identity, religion, disability, age, veteran status, ancestry, or national or ethnic origin. Equity Source Mortgage, Inc. further does not discriminate against any applicant or customer on the basis that all or part of the applicant(s) or customer(s) income derives from any public assistance program, or on the basis that the applicant or customer has in good faith exercised any right under any applicable law whose purpose is the protection of consumers. Equity Source Mortgage, Inc. works hard to ensure that all decisions related to the granting of servicing of credit should be made with consideration of safe and sound business practices. We take the appropriate steps to be sure that this Policy is applied consistently through all aspects of our credit operations, including advertising and marketing, loan origination, processing, and closing.

Equity Source Mortgage, Inc. fully complies with all laws applicable to the conduct of its business, including those laws prohibiting discrimination including the Fair Housing Act, the Equal Credit Opportunity Act (ECOA) and the Federal Reserve Board's Regulation B (which implements ECOA).

Privacy Policy

1. We collect nonpublic personal information about you from the following sources:

- Information we receive from you on applications or other forms;

- Information about your transactions with us, our affiliates, or others; and

- Information we receive from a consumer reporting agency.

2. We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

3. We may share all the information that we collect, as described above, with our affiliates. By sharing this information, we can better serve your financial needs. If you do not wish for us to share this information with our affiliates you may contact us.

4. We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements:

- Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income;

- Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, and parties to transactions;

- Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.

5. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations in order to guard your nonpublic personal information.


Mortgage Bankers Association of America Consumer Information

The Mortgage Bankers Association of America is the preeminent association representing the real estate finance industry. Their consumer information site contains several tools and guides to aid in purchasing or refinancing a home.

U. S. Department of Housing and Urban Development – Buying a Home

U. S. Department of Housing and Urban Development website provides extensive information about buying a home including affordability, borrower’s rights, tips and tricks for shopping for a loan, and details about different home buying programs including FHA loan programs and other special programs.

Federal Reserve Board Consumer Information

The Federal Reserve Board maintains a web page with consumer information, including a section on home mortgages. The section covers topics such as finding the best mortgage and understanding ARMs.

Homebuyer Education by Freddie Mac

Freddie Mac is a publicly held corporation chartered by Congress to increase the supply of funds that mortgage lenders, such as commercial banks, mortgage bankers, savings institutions and credit unions, can make available to homebuyers and multifamily investors. This Freddie Mac site offers a step-by-step tutorial on the home buying decision process and the mortgage application process.

Fannie Mae – Home Buying Process

Fannie Mae is a government-sponsored enterprise (GSE) chartered by Congress with a mission to provide liquidity, stability and affordability to the U.S. housing and mortgage markets. Home Buying Process guide on their website offers valuable information about buying a home. This website also provides important information for home owners.

United States Postal Service Official Movers Guide

What happens after you complete the purchase process? This U.S. Postal Service site provides all kinds of tools and tips to help make the moving process easier.